Your money, in one place · Figures as of Oct 30, 2026

Total wealth

$2,729,395

Net worth — everything you own minus what you owe, home included. Unvested RSUs are not counted; with them the total is $3,096,536.

Accounts via Plaid $1,189,834 Empower deferred comp $795,583 Home equity $743,978

Accounts at Schwab, E*Trade, Robinhood, Chase & BECUAssets $1,191,294, less $1,460 on credit cards

$1,189,834

Empower deferred compMANUALEntered by hand — value as of Oct 30, 2026

$795,583

Home equity$1,366,470 value − $622,492 mortgage

$743,978

Net worth

$2,729,395

Empower needs a weekly update. The $795,583 above is from Oct 30, 2026 — it's entered by hand, not pulled automatically. Check Empower and refresh this figure each week.

Balances from Schwab, E*Trade, Robinhood, Chase, and BECU come through Plaid and are last-reported — they can lag the banks by a day or more. Only the last four digits of each account are ever shown here.

Charts

Four views of the same money, as of Oct 30, 2026.

Where your wealth sits

Accounts via Plaid$1,189,83443.6%
Empower deferred comp$795,58329.1%
Home equity$743,97827.3%

Balances by institution

Credit cards owed $1,460 are subtracted in the total, not shown as bars.

Schwab 401(k) mix

Single-name exposure

Accounts

Schwab

$897,049.91

401(k) — Brown & Brown Employee Savings Plan •2245

$897,049.91

E*Trade

$258,138.48

Individual Brokerage •5687

$253,323.00

Premium Savings •4155

$520.87

UTMA custodial (kids) •3237

$4,294.61

Stock Plan •5687Unvested RSUs sit here — $0 because they aren't owned yet

$0.00

Traditional IRA •6262

$0.00

Robinhood

$27,062.89

Individual •1270

$26,217.76

Crypto •9499

$843.72

Roth IRA •9717

$1.41

Checking •0638

$0.00

Savings •2243

$0.00

Chase

$177.73

Checking •7532

$177.73

BECU

$8,865.00

Member Advantage Checking •7004

$7,326.27

Secondary Checking •2380

$523.93

Marcus Savings •1535

$536.31

Kristin Savings •5232

$478.49

Empower — deferred comp

manual

Deferred compensation planMANUALNot on Plaid. Value as of Oct 30, 2026 — update weekly. Pays out in 15 installments after separation.

$795,583.06

Credit cards owed

−$1,459.66

Chase Prime Visa •8556Statement balance $1,172.65 · due Nov 9, 2026 · minimum $35

−$1,434.66

Robinhood Credit Card •8026Statement balance $50.00 · due Nov 6, 2026

−$25.00

Home & mortgage

$743,978 equity

Home value — 16037 SE 125th St, RentonRedfin estimate, Oct 19, 2026

$1,366,470

BECU Home Loan •2774Balance as of Oct 30, 2026 · 3.75% · $3,260/mo principal & interest · payoff Jan 2051

−$622,492.04

Equity

$743,977.96

Not counted — unvested RSUs

≈$367,141

Brown & Brown restricted stock — 5,171 BRO sharesYours only as they vest, so they're left out of net worth. Counting them, total wealth would be $3,096,536.

≈$367,141

Holdings highlights

Schwab 401(k)

$897,050

VFFVX Vanguard Target Retirement 2055

$193,826

VFIFX Vanguard Target Retirement 2050

$193,529

VTIVX Vanguard Target Retirement 2045

$190,203

VFORX Vanguard Target Retirement 2040

$186,837

BRO Brown & Brown company stock fund

$106,375

LOAN 401(k) participant loan

$26,279

E*Trade — top positions

41 positions

TSLA Tesla — 500 shares, plus 2 more ($800)

$199,905

SPCX 300 shares

$40,416

NVDA $400 call, Dec 15, 2028

$5,888

IBIT iShares Bitcoin Trust ETF

$4,336

Holdings are highlights — the account balance of $253,323 is the total, not the sum of the rows above.

Robinhood — top positions

33 positions

TSLA Tesla — 45.38 shares

$18,145

CASH Sweep / cash

$1,225

VOO Vanguard S&P 500 ETF

$1,156

VTI Vanguard Total Stock Market ETF

$1,155

VEA Vanguard Developed Markets ETF

$765

VXUS Vanguard Total International Stock ETF

$746

ETH Ethereum

$398

SOL Solana

$290

Tesla, all accounts

≈$218,850

E*Trade $200,705 + Robinhood $18,145 — your single biggest bet.

Brown & Brown, all-in

≈$473,516

$106,375 in the 401(k) plus $367,141 of unvested RSUs riding on your employer.

Retirement planner

Annual income wanted

Retire at age

OK with income dropping, per year after 75

Contributions — while you're still working

Annual salary

401(k) contribution

Deferred comp contribution

$1,973,019

Investable today (401(k), brokerage, Robinhood, Empower — no home, no UTMA)

—

Portfolio at retirement

—

Left at Kristin age 100

5% real growth a year, before and after retiring.
Social Security: $55,000/yr combined from age 67, subtracted from what the portfolio must pay.
Income shape: flat until 75, then falls by your % each year, never below a $180,000 floor.
Lifespans: Marcus to 80, Kristin to 100 (she's 5 years younger). After 80, the surviving-spouse years draw 75% of the couple income, and the money must last until Kristin turns 100.
Contributions: until you retire, each year adds your salary × (401(k) % + deferred comp %) to the portfolio before that year's growth. Contributions stop at retirement.
No employer match is included — it's not known, so none is counted.
401(k) percentages apply directly to salary: real-world IRS dollar caps on 401(k) contributions aren't modeled, so a high % here can add more than the IRS would actually allow.